https://assurmate.plenaura.com/blog Plain-English insurance guides from Assurmate — health, motor, life, tax and claims. en-in https://assurmate.plenaura.com/blog/family-floater-vs-individual-health-insurance https://assurmate.plenaura.com/blog/family-floater-vs-individual-health-insurance Confused between one family floater and separate individual covers? We compare cost, coverage and claims so you can pick the right structure. Health Thu, 28 May 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/how-to-choose-health-insurance-sum-insured https://assurmate.plenaura.com/blog/how-to-choose-health-insurance-sum-insured Is 5 lakh enough or do you need 1 crore? Learn how to calculate the ideal health insurance sum insured for your city, family and medical inflation. Health Thu, 14 May 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/comprehensive-vs-third-party-car-insurance https://assurmate.plenaura.com/blog/comprehensive-vs-third-party-car-insurance Third-party cover is mandatory by law, but is it enough? Understand the real difference and which one protects you better. Motor Thu, 30 Apr 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/what-is-idv-in-car-insurance https://assurmate.plenaura.com/blog/what-is-idv-in-car-insurance IDV decides how much you get if your car is stolen or totalled. Here is how it works and why setting it right matters at claim time. Motor Thu, 16 Apr 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/term-insurance-vs-ulip-vs-endowment https://assurmate.plenaura.com/blog/term-insurance-vs-ulip-vs-endowment We compare term plans, ULIPs and endowment policies on returns, cost and protection so you stop overpaying for the wrong product. Life Thu, 02 Apr 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/how-much-term-life-insurance-do-you-need https://assurmate.plenaura.com/blog/how-much-term-life-insurance-do-you-need 1 crore, 2 crore, or more? Use the income-replacement and HLV methods to calculate the right term insurance cover for your family. Life Thu, 19 Mar 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/section-80d-health-insurance-tax-benefits https://assurmate.plenaura.com/blog/section-80d-health-insurance-tax-benefits Claim up to 1 lakh on health insurance premiums. Here is exactly how Section 80D works for you, your parents and preventive check-ups. Tax & Savings Thu, 05 Mar 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/reasons-health-insurance-claims-rejected https://assurmate.plenaura.com/blog/reasons-health-insurance-claims-rejected A rejected claim at the worst possible time is every policyholder's nightmare. Learn why claims are denied and how to keep yours airtight. Claims Thu, 19 Feb 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/why-small-business-needs-shopkeeper-insurance https://assurmate.plenaura.com/blog/why-small-business-needs-shopkeeper-insurance Fire, theft, liability — one bad day can wipe out years of effort. See how an affordable shopkeeper package policy protects your shop, stock and income. Business Thu, 05 Feb 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/group-health-insurance-for-smes-guide https://assurmate.plenaura.com/blog/group-health-insurance-for-smes-guide Offering employee health cover is now a must for hiring and retention. Here is how SMEs can design an affordable, attractive group health plan. Business Thu, 22 Jan 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/insurance-broker-vs-agent-vs-direct https://assurmate.plenaura.com/blog/insurance-broker-vs-agent-vs-direct An agent represents one insurer; a broker represents you. Here is why that difference changes everything at claim time. Insurance Basics Thu, 08 Jan 2026 00:00:00 GMT https://assurmate.plenaura.com/blog/first-time-insurance-buyer-checklist https://assurmate.plenaura.com/blog/first-time-insurance-buyer-checklist Buying your first policy? This no-jargon checklist walks you through health, motor and term life essentials so you never overpay or under-insure. Insurance Basics Thu, 18 Dec 2025 00:00:00 GMT